138 White Oaks Boulevard, Panama City, FL 32409

****$40K IN INSTANT EQUITY!**** A recent appraisal confirms this home's incredible value, giving you an instant financial advantage. Whether you're looking for smart investment potential, better loan terms, or built-in wealth, this is an opportunity you don't want to miss!Tucked away in the heart of White Oaks neighborhood, this charming home offers the perfect blend of peaceful southern living with easy access to everything you need with just a short 10-15 minute ride! This home includes recent updates of hardy board, new roof installed in 2021 and all new weather resistant windows installed in 2023, all proactively applied. As you approach this beautiful residence, you'll be captivated by its inviting curb appeal, featuring a well-manicured lawn and a welcoming front porch--ideal for sipping your morning coffee while enjoying the serene surroundings.Step inside, and you'll be greeted by an open and spacious living area, where the warmth of the stone fireplace and the natural light streaming through the large windows create an inviting atmosphere. The attention to detail is evident throughout, from the stylish tray ceilings to the gorgeous custom woodwork that adds a touch of rustic charm. The family friendly kitchen features modern appliances, ample counter space, and a cozy breakfast nook perfect for casual dining. The open layout ensures that meal prep is a breeze while still allowing you to stay connected with family and guests. A built on addition provides a luxurious and private retreat perfect for live-in family members or guests and could also be used as an informal living room/den. Added in 2021, this space includes its own HVAC and water heater. Thoughtfully designed with comfort and privacy in mind, it offers a serene getaway within the home, making it ideal for multi-generational living or hosting in style!One of the standout features of this home is the expansive screened-in patio--a true oasis for outdoor living. Whether you're hosting a summer barbecue or simply relaxing with a good book, this space offers the perfect retreat.The backyard is a haven for hobbyists, gardeners, and outdoor enthusiasts alike. With a large storage shed and a covered area perfect for your boat or RV, you'll have plenty of room for all your tools and toys.Located just minutes from Panama City, you'll enjoy the convenience of nearby shops, dining, and schools, all while savoring the quiet and privacy of this peaceful neighborhood. Don't miss your chance to make this stunning property your forever home--schedule a showing today and experience the best of southern living!